Crafting with Joanie. She comes up with great ideas for things that I haven't done yet and I like to share too. This is the Surf's Up Paper Pack along with some stamped circles too. I used Universal Backgrounds (D1477) as well as For A Friend (D1542) for this card. The little star fish stamped in the circle on the bottom row come from the Bright Sunny Day Set (D1538). There is a piece of Crystal Blue Cardstock on this card as well as Color Ready Seam Binding Ribbon. I just used the 1 1/4 inch circle punch for the circles. Hope this gives you an idea too!
Do it with Heart!