Enjoy!

Here's a card idea that I "lifted" from Crafting with Joanie.  She comes up with great ideas for things that I haven't done yet and I like to share too.  This is the Surf's Up Paper Pack along with some stamped circles too.  I used Universal Backgrounds (D1477) as well as For A Friend (D1542) for this card.  The little star fish stamped in the circle on the bottom row come from the Bright Sunny Day Set (D1538).  There is a piece of Crystal Blue Cardstock on this card as well as Color Ready Seam Binding Ribbon.  I just used the 1 1/4 inch circle punch for the circles.  Hope this gives you an idea too!

Do it with Heart!
Kim